Specialist Underwriter - Mortgages

• Branch/Department: Mortgage Lending
• Location: Head Office - Sovereign Street (Leeds)
• Contract Type: Permanent
• Salary: Circa £43,900
• Vacancy Working Pattern: Flexible, Hybrid model.

What do we offer you?

We have a hybrid working model, where you can work 60% from home. The rest of your time being based at our brand new, sustainable head office in Leeds city centre.

We offer a competitive rewards package including:

• Matched pension contributions up to 8%
• A generous colleague bonus of up to 10%
• 26 days holiday pro rata, plus bank holidays and holiday purchase scheme
• Colleague Mortgage Scheme – capped at 5% until 28 February 2025 with no fees
• Development opportunities & 2 volunteering days per year

Our friendly, supportive culture will help you be the best you can be — now and in the future.

What does the role involve?

As a Senior Underwriter, you will underwrite and assess complex Ltd Company Buy-To-Let mortgages and assess associated documents.

You will assess cases with the highest level of judgment and skill, exercising an enhanced level of decision making, market knowledge and an in depth understanding of Limited companies, their structures and the risks associated with lending to protect the Society's security and ensure responsible lending.

What will you bring to the role?

• Significant demonstrable underwriting experience in Limited Company Buy-To- Let underwriting as well as standard residential and BTL products.
• In depth understanding of Limited company structures, Trading accounts, Companies house and but not limited to incorporation documents.
• Advanced Underwriting background including the ability to underwrite applications using multiple methods of affordability.
• Excellent knowledge and background in underwriting complex property types and the risks associated.
• Strong decision making with ability to rationalise decisions based on a holistic underwriting assessment and consider cases outside criteria
• Strong organisational skills and the ability to work accurately under pressure, meeting deadlines to ensure work is kept within society's set service level.
• Strong attention to detail

Why choose Leeds Building Society?

Our business is centred around community, people and society. We're embarking on an exciting period of growth and transformation and have ambitious plans, which are guided by our strong foundations and financial security. We love to give our colleagues the opportunity to thrive, encouraging them to take on challenges that meet the needs of our current and future members.

Our colleagues are at the heart of everything we do and we're extremely proud of our three-star Best Companies accreditation in 2022. This is the highest rating and recognises our ‘world-class' levels of engagement.

Leeds Building Society is proud to be an equal opportunity employer. We are committed to equal employment opportunities regardless of race, colour, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability or gender identity. If you have a disability or special need that requires accommodation, please contact us.

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