Manager, Credit Products (London)

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At RBC, our culture is deeply supportive and rich in opportunity and reward. You will help our clients thrive and our communities prosper, empowered by a spirit of shared purpose.

Whether you’re helping clients find new opportunities, developing new technology, or providing expert advice to internal partners, you will be doing work that matters in the world, in an environment built on teamwork, service, responsibility, diversity, and integrity.

Job Title

Job Description

What is the opportunity?

This role is a key interface in the creation and delivery of credit products and solutions. The main duties are to work with Sales and Relationship Managers and Trust Directors to assess clients’ credit requirements, to manufacture credit solutions that meet those requirements and to balance these needs with the revenue and return benchmarks of Wealth Management International (WMI) and RBC.

What will you do?

• Works closely with multiple sales units, Group Risk Management and other key RBC partners in identifying, structuring, analyzing, negotiating, documenting, delivering and monitoring credit solutions, often with significant complexity
• Works with RBCs HNW and UHNW Clients to understand their lending, banking and general wealth management requirements
• Continuous focus on on-going process improvement to improve efficiencies and WMI ability to compete and win vs our competitors. Implementation of streamlining, automate or otherwise improve existing processes and practices. Particular focus on speed and quality of decision making in credit underwriting process
• Actively participates in and contributes to strategy development. Works with leadership across WMI Credit Team and with Global Products and Strategy team to contribute to the growth/development of the credit book
• Ensures effective collaboration between teams including S&RM, Investment Products, Group Risk Management and broader Credit teams locally and globally as well as other WMI units

What do you need to succeed?

Must-have

• Must have excellent interpersonal skills, excellent investigative skills, excellent problem solving skills
• Strong track record of managing UHNW client base
• Commitment to delivering change and process improvements
• Ability to manage competing priorities
• Commercial and “client first” mindset
• A good team player with strong interpersonal & presentation skills
• Degree in Banking & Finance, Business, Accounting or Equivalent
• Certificate in Mortgage Advice and Practice

What is in it for you?

We thrive on the challenge to be our best - progressive thinking to keep growing and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• A comprehensive Total Rewards Program including bonuses, flexible benefits and competitive compensation
• Leaders who support your development through coaching and managing opportunities
• Opportunities to work with the best in the field
• Ability to make a difference and lasting impact
• Work in a dynamic, collaborative, progressive, and high-performing team
• A world-class training program in financial services
• Flexible working options fully supported
• Hybrid Working

Job Summary

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Inclusion and Equal Opportunity Employment

At RBC, we embrace diversity and inclusion for innovation and growth. We are committed to building inclusive teams and an equitable workplace for our employees to bring their true selves to work. We are taking actions to tackle issues of inequity and systemic bias to support our diverse talent, clients and communities.

We also strive to provide an accessible candidate experience for our prospective employees with different abilities. Please let us know if you need any accommodations during the recruitment process.

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